Flagship Business Checking & Money Market Accounts

Whether you're a Sole Proprietor, small business or large corporation, Flagship Community Bank has a variety of business checking and money market accounts to suit you.

• Small Business Checking

  Focus on your business’s bottom line instead of your bank statement’s bottom line. Enjoy HASSLE-FREE Banking with our Small Business Checking Account!

  • $100 Minimum Deposit to Open
  • No Minimum Balance Requirement
  • No Monthly Maintenance Fee
  • FREE First $10,000 cash Deposited Per Month, then .15 per $100
  • 200 FREE Combined Debits, Credits, Deposited Items per month, then .25 per item*
  • FREE First Order of Checks (limitations apply)
  • FREE Online Banking with Bill Pay**
  • FREE Debit MasterCard
  • Check Imaged Statement

  * Items include ACH, deposits and deposited items, checks paid, ATM Transactions, point-of-sale purchases** No monthly service charge, 20 free bill payments per month, then .55 per payment

• Commercial Analysis Checking

  With Commercial Analysis Checking, we take a detailed snapshot of your activity each month to determine your monthly fee. In addition, as a reward to our loyal business customers, your fee may be reduced with an earnings credit based on the account you maintain.

  • $100 Minimum Deposit to Open
  • $13.50 Monthly Maintenance Fee
  • .10 per deposited/credit item
  • .15 per check/debit item
  • .20 per deposit
  • .15 per $100 of currency
  • .15 per $100 of rolled coin

  An Earnings Credit based on account balance is used to help offset service charges each month Negative collected rate, Prime +3%

  FREE Online Banking

  FREE Debit MasterCard

  Check Imaged Statement

• Non-Profit Checking

  As our way of saying “Thank you” for supporting our communities, we have designed a no maintenance fee checking account for small non-profit organizations.

  • $100 Minimum Deposit to Open
  • No Minimum Balance Requirement
  • No Monthly Maintenance Fee
  • No per item fees
  • FREE Online Banking
  • Check Imaged Statement

• IOTA Checking

  Are you an Attorney in need of a Trust Account? Do you want that Trust Account to earn interest on a tiered rate structure? Then our IOTA Checking Account is for you!

  • $100 Minimum Deposit to Open
  • Tiered Interest Rate Structure
  • Interest Compounded Daily
  • $13.50 Monthly Handling Fee
  • .15 per check/debit item
  • .20 per deposit
  • FREE Online Banking
  • Check Imaged Statement

• Commercial Money Market

  Increase your earnings potential and still maintain full access to your funds. With our Commercial Money Market Account you can have the best of both worlds!

  • $100 Minimum Deposit to Open
  • Tiered Interest Rate Structure
  • Interest Compounded Daily
  • $1,000 Minimum Balance needed to earn interest
  • $10 Monthly Maintenance Fee; maintenance fee can be avoided by maintaining a $2,500 minimum daily balance or a $5,000 average daily balance.
  • Six (6) preauthorized debit transactions or debits by check or draft to third party allowed per monthly statement cycle
  • Debits or checks in excess of six (6) per statement cycle are $10 each, regardless of balance
  • FREE Online Banking
  • Check Imaged Statement

• Relationship Commercial Money Market

  Enjoy the same great benefits as our Commercial Money Market but at a higher rate...because we value you and your banking relationship.

  • $100 Minimum Deposit to Open
  • Earn a preferred rate with an Active* Flagship Checking Account
  • Tiered Interest Rate Structure
  • Interest Compounded Daily
  • $1,000 Minimum Balance Needed to Earn Interest
  • $10 Monthly Maintenance Fee; maintenance fee can be avoided by maintaining a $2,500 minimum daily balance or a $5,000 average daily balance.
  • Six (6) preauthorized debit transactions or debits by check or draft to third party allowed per monthly statement cycle
  • Debits or checks in excess of six (6) per statement cycle are $10 each, regardless of balance
  • FREE Online Banking
  • Check Imaged Statement

  *Active checking account required to qualify for Flagship Relationship products. Active is defined as an account that is not inactive and has had transaction activity during a nine month period.