A Different Kind of Banking
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Checking and Money Market

Flagship Checking & Money Market Accounts to Suit Every Business

Whether you're a Sole Proprietor, small business or large corporation, Flagship Community Bank has a variety of business checking and money market accounts to suit you.

  • Business Plus Checking

    Features and benefits:

    • $100 Minimum to Open
    • $10 Monthly Maintenance Fee; maintenance fee can be avoided by maintaining a $10,000 minimum daily balance or a $20,000 average daily balance
    • 300 FREE Combined Debits, Credits, Deposited Items per month then .25 per item*
    • FREE Online Banking and Bill Pay**
    • FREE Debit MasterCard
    • Check Imaged Statement
    • Reduced Fee on Wires and Stop Payments originated through online banking
    • FREE First $10,000 Cash Deposited Per Month, then .15 per $100

    * Items include ACH, deposits and deposited items, checks paid, ATM Transactions, point-of-sale purchases.

    ** No monthly service charge 20 free bill payments per month then .55 per payment

  • Commercial Analysis Checking

    With Commercial Analysis Checking, we take a detailed snapshot of your activity each month to determine your monthly fee. In addition, your fee may be reduced with an earnings credit based on the collected balance.

    • $100 Minimum Deposit to Open
    • $13.50 Monthly Maintenance Fee
    • .10 per deposited/credit item
    • .15 per check/debit item
    • .20 per deposit
    • .15 per $100 of currency
    • .15 per $100 of rolled coin
    • FREE Online Banking
    • FREE Debit MasterCard
    • Check Imaged Statement
    • Negative collected rate, Prime +3%

    An Earnings Credit based on account balance is used to help offset service charges each month.

  • Commercial Money Market

    Increase your earnings potential and still maintain full access to your funds. With our Commercial Money Market Account you can have the best of both worlds!

    • $100 Minimum Deposit to Open
    • Tiered Interest Rate Structure
    • Interest Compounded Daily
    • $1,000 Minimum Balance needed to earn interest
    • $10 Monthly Maintenance Fee; maintenance fee can be avoided by maintaining a $2,500 minimum daily balance or a $5,000 average daily balance.
    • Six (6) preauthorized debit transactions or debits by check or draft to third party allowed per monthly statement cycle. Additional debits or checks/drafts are $10 each regardless of balance
    • FREE Online Banking
    • Check Imaged Statement
  • IOTA Checking

    Are you an Attorney in need of a Trust Account? Do you want that Trust Account to earn interest on a tiered rate structure? Then our IOTA Checking Account is for you!

    • $100 Minimum Deposit to Open
    • Tiered Interest Rate Structure
    • Interest Compounded Daily
    • $1,000 Minimum Collected Balance Needed to Earn Interest
    • $13.50 Monthly Maintenance Fee
    • .15 per check/debit item
    • .20 per deposit
    • FREE Online Banking
    • Check Imaged Statement
  • Non-Profit Checking

    As our way of saying “Thank you” for supporting our communities, we have designed a no monthly maintenance fee checking account for small non-profit organizations.

    • $100 Minimum Deposit to Open
    • No Minimum Balance Requirement
    • No Monthly Maintenance Fee
    • No per item fees
    • FREE Online Banking
    • Check Imaged Statement
  • Premium Business Checking

    Features and benefits:

    • $100 Minimum to Open
    • $20.00 Monthly Maintenance Fee; maintenance fee can be avoided by maintaining a $20,000 minimum daily balance or a $40,000 average daily balance
    • 600 FREE Combined Debits, Credits, Deposited Items per month then .25 per item*
    • FREE Online Banking with Bill Pay**
    • FREE Debit MasterCard
    • Check Imaged Statement
    • Reduced Fee on Wires and Stop Payments originated through online banking
    • FREE First $10,000 Cash Deposited Per Month, then .15 per $100

    * Items include ACH, deposits and deposited items, checks paid, ATM Transactions, point-of-sale purchases.

    ** No monthly service charge 20 free bill payments per month then .55 per payment. 

  • Relationship Commercial Money Market

    Enjoy the same great benefits as our Commercial Money Market but at a higher rate...because we value you and your banking relationship.

    • $100 Minimum Deposit to Open
    • Earn a preferred rate with an Active* Flagship Checking Account
    • Tiered Interest Rate Structure
    • Interest Compounded Daily
    • $1,000 Minimum Balance Needed to Earn Interest
    • $10 Monthly Maintenance Fee; maintenance fee can be avoided by maintaining a $2,500 minimum daily balance or a $5,000 average daily balance.
    • Six (6) preauthorized debit transactions or debits by check or draft to third party allowed per monthly statement cycle. Additional debits or checks/drafts are $10 each regardless of balance
    • FREE Online Banking
    • Check Imaged Statement

    *Active checking account required to qualify for Flagship Relationship products. Active is defined as an account that is not inactive and has had transaction activity during a nine month period.

  • Small Business Checking

    Focus on your business’s bottom line instead of your bank statement’s bottom line. Enjoy HASSLE-FREE Banking with our Small Business Checking Account!

    • $100 Minimum Deposit to Open
    • No Minimum Balance Requirement
    • No Monthly Maintenance Fee
    • FREE First $10,000 cash Deposited Per Month, then .15 per $100
    • 200 FREE Combined Debits, Credits, Deposited Items per month, then .25 per item*
    • FREE Online Banking with Bill Pay**
    • FREE Debit MasterCard
    • Check Imaged Statement

    * Items include ACH, deposits and deposited items, checks paid, ATM Transactions, point-of-sale purchases
    ** No monthly service charge, 20 free bill payments per month, then .55 per payment

The Flagship Difference

  • Stress free
  • Friendly
  • Local decision making
  • Experience and expertise
  • Personal service
Business Accounts Brochure
Download the PDF showing all the features of our business accounts.
If you do not have the Adobe reader please download it Here

Flagship Business Accounts

Re-Order Your Checks Here

Don't see what you are looking for? Contact us:

Clearwater (727) 451-2020

Oldsmar (813) 925-8000

Email: customerservice@flagshipcommunitybank.com