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Flagship Certificate of Deposit and IRA Accounts
Save for today, save for tomorrow - Flagship Community Bank offers CD and IRA terms from 3 months to 5 years with competitive rates so you can choose the best option for you!
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Certificates of Deposit
Are you looking for a safe and secure alternative to open-market investments? Our Certificate of Deposit Accounts offer competitive rates and flexible terms.
- $1,000 minimum deposit to open
- Interest compounded daily
- Flexible terms from 3 months to 5 years
- Guaranteed interest rate for a fixed term
- FDIC insured
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Individual Retirement Account (IRA)
Need to start investing for retirement? Need to Rollover from an existing IRA or Employer Plan? Let us show you how!
- $1,000 Minimum Deposit to Open
- No Administration Fees
- Traditional IRA and Roth IRA Available
- Interest Compounded Daily
- Guaranteed Interest Rate for a Fixed Term
- Flexibility to Choose a Term that Fits Your Investment Needs
- Significant penalties will apply for early withdrawal
NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS
EFFECTIVE JANUARY 1, 2013
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.
For more information about FDIC insurance coverage of noninterest bearing transaction accounts, visit www.fdic.gov.
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