A Different Kind of Banking
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Personal Checking and Money Market

Flagship Community Bank Has a Checking or Money Market to Fit Your Needs!

  • Secure Checking
    • $100 Minimum Deposit to Open
    • No Minimum Balance Requirement
    • Tiered Interest Rate Structure
    • Interest Compounded Daily
    • $1,000 Minimum Collected Balance needed to earn interest
    • Unlimited Check Writing
    • $4.95 Monthly Service Charge
    • FREE Personalized “Select” Checks (2 boxes per year)
    • FREE Online Banking & Bill Pay
    • FREE Debit MasterCard
    • FREE Cashiers Checks
    • FREE 3x5 Safe Deposit Box (Subject to availability)
    • Check Imaged Paper Statement or E Statement Available

    You can rest easy knowing that you and your family3 are protected by these additional security benefits:

    • Credit File and Total Identity Monitoring1
    • 3-in-1 Credit Report with single bureau Credit Score (every 90 days) or upon receipt of a credit alert1
    • Debit and Credit Card Registration1
    • Fully Managed Identity Theft Resolution Services
    • Identity Fraud Expense Reimbursement Coverage2

    Benefits above are available to joint account holders (unless otherwise noted). Benefits are not available to a "signer" or "beneficiary" of the account who is not an account owner, businesses and their employees, clubs and/or churches and their members schools and their employees/students.

    Contact us for more information on the additional benefits included in this account.

    FDIC Disclosure
    1. Registration/activation/enrollment required.
    2. Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group Inc. The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.
    3. IDProtect service is a personal identity theft protection service available to account owner(s) and their family. Family includes: Spouse, persons qualifying as domestic partner, and children under 26 years of age and parent(s) who are residents of the same household.
  • Basic Checking

    Get a FREE Debit Card and FREE Online Banking and Bill Pay.

    • $100 Minimum Deposit to Open
    • No Minimum Balance Requirement
    • No Monthly Maintenance Fee
    • Unlimited Check Writing
    • FREE Online Banking & Bill Pay
    • FREE Debit MasterCard
    • E Statement - Check Imaged Paper Statement Available for $3.00 per month
  • Prestige Money Market

    Earn a great rate and still maintain access to your funds.

    • $100 Minimum Deposit to Open
    • Tiered Interest Rate Structure
    • Interest Compounded Daily
    • $1,000 Minimum Balance needed to earn interest
    • $10 Monthly Maintenance Fee; maintenance fee can be avoided by maintaining a $2,500 minimum daily balance or a $2,500 average daily balance
    • Six (6) preauthorized debit transactions or debits by check or draft to third party allowed per monthly statement cycle. Additional debits or checks/drafts are $10 each regardless of balance
    • FREE Online Banking
    • Check Imaged Statement
  • Prime Plus Checking
    • $100 Minimum Deposit to Open
    • Tiered Interest Rate Structure
    • Interest Compounded Daily
    • $1,000 Minimum Collected Balance Needed to
    • Earn Interest
    • $10 Monthly Maintenance Fee; maintenance fee can be avoided by maintaining a $500 minimum daily balance or a $1,500 average daily balance
    • Unlimited Check Writing
    • FREE First Order of “Select” Checks
    • FREE Online Banking & Bill Pay
    • FREE Debit MasterCard
    • FREE Cashiers Checks
    • Check Imaged Paper Statement or E Statement
    • Available

    * requires a secure checking account.

  • Relationship Personal Money Market

    Enjoy the same great benefits as our Personal Money Market but at a higher rate...because we value you and your banking relationship.

    • Earn a preferred rate with an Active* Flagship Checking Account
    • $100 Minimum Deposit to Open
    • Tiered Interest Rate Structure
    • Interest Compounded Daily
    • $1,000 Minimum Balance needed to earn interest
    • $10 Monthly Maintenance Fee; maintenance fee can be avoided by maintaining a $2,500 minimum daily balance or a $2,500 average daily balance
    • Six (6) preauthorized debit transactions or debits by check or draft to third party allowed per monthly statement cycle. Additional debits or checks/drafts are $10 each regardless of balance
    • FREE Online Banking
    • Check Imaged Statement 

    *Active checking account required to qualify for Flagship Relationship products. Active is defined as an account that is not inactive and has had transaction activity during a nine month period.

The Flagship Difference

  • Stress free
  • Friendly
  • Local decision making
  • Experience and expertise
  • Personal service
Personal Accounts Brochure

Download the PDF showing all the features of our personal accounts.

 

If you do not have the Adobe reader please download it Here

 


Flagship Personal Accounts

Reorder Your Checks Here


Don't see what you are looking for? Contact us:

Clearwater (727) 451-2020

Oldsmar (813) 925-8000

Email: customerservice@flagshipcommunitybank.com