A Different Kind of Banking
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Flagship EMV Cards

Flagship Community Bank is now issuing debit cards with chip technology. The embedded computer chip provides more security and wider international acceptance.

A microchip embedded in the card adds a new layer of protection against fraud for purchases made at the point of sale. Information programmed into the chip is personalized for your account, and each transaction generates a unique code, adding an extra safeguard against unauthorized use and counterfeiting.

These cards are already in wide use around the world and are now becoming the standard in the U.S.

When will the change happen?

Even though chip cards have started being issued in the U.S. and some merchants have already installed chip-enabled card terminals for payment, the entire conversion process is expected to take a few years to complete.

That’s why chip cards will continue to have a magnetic stripe on the back. That way, if a merchant’s terminal or an ATM is not yet chip-enabled, your transaction can still be processed using the magnetic stripe as it is today.

When will Flagship begin reissuing the cards?

We are currently in the process of issuing EMV cards to existing customers, and you will receive yours shortly. If you are planning to travel internationally or have an immediate need for a chip card, please contact us at (727) 451-2020.

Once your new card arrives, be sure to activate it by following the instructions on the card. Once your new EMV chip card is activated, your old card will automatically deactivate. Please destroy your old card for security purposes.

Will my new EMV Card number and PIN be different?

 Card numbers and PIN numbers will not change. You will be able to select a PIN upon activation.


Don't see what you are looking for? Contact us:

Clearwater (727) 451-2020

Oldsmar (813) 925-8000

Email: customerservice@flagshipcommunitybank.com