Business Sense

Saving Time and Money With Remote Deposit

Wednesday, April 30, 2014
It’s smart business to find new ways to reduce operating costs and increase profitability. Companies that routinely receive payment for goods and services by check can now reduce the cost of transporting those checks to their bank and gain faster access to those funds by taking advantage of one of latest time saving business technologies: Remote Deposit Capture (RDC).

RDC is easy to use – you simply scan the checks using the equipment provided by your bank and the funds will be directly deposited into your account over a secure online connection. That means no more trips to the bank to deposit checks or standing in long teller lines, saving both time and money.

For more information about Remote Deposit Capture:

Remote Deposit Capture - A Primer

Online Security Tips

Wednesday, April 02, 2014
Whether you are an individual or a small business, there are security risks involved when completing transactions using your computer or mobile device. We all enjoy the convenience of shopping and carrying out financial transactions online, but recent industry reports state that every year millions of people around the world are victims of online crime. Small businesses are not immune. A relatively new kind of fraud is called “account takeover”. This gives the criminal access to business accounts, allowing them to transfer funds, make unauthorized transactions or even set up false employees for payroll payments. 

In 2012, financial transactions carried out on mobile devices doubled and are set to triple by 2014. Needless to say, millions of individuals and small businesses use mobile technology for many every day activities, exposing private information and financial data to high-tech thieves. 
The American Bankers Association has prepared three excellent checklists for individuals and businesses using the internet on computers and mobile devices.

Follow these links for more:


* By clicking the above links you will be leaving the Flagship Community Bank website. Flagship Community Bank does not endorse, monitor or review the site you are going to, nor are we responsible for its contents. You should note that the site’s privacy and security policies may be different to ours. We recommend that you review their policies.



By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about FDIC insurance coverage of noninterest bearing transaction accounts, visit

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