A Different Kind of Banking
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Business Sense

New Laws Affecting Credit Freezes

A credit freeze is a tool that allows you to restrict access to your credit report, which in turn makes it more difficult for criminals to open a new account in your name. That’s because most creditors need to see your credit report before they approve a new account. If they can’t look at your report, they may not extend the credit. 

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Toys for Tots


 
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11th Suncoast YMCA Kids Triathalon


 

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The New Kinds of Cybercrime

Most people are aware of the dangers that cybercrime presents to both business and individuals, and take necessary steps for protection. But criminals continue to find new ways to capture your data or hack your company database.  

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Online Security Tips

It happens to thousands of people every day. Identity theft and financial fraud are occurring with increased regularity as criminals invent new ways to get past current security measures. However, it is reassuring to know there are some simple things you can do to minimize your risk. 

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3rd Annual Food and Clothing Drive

Collecting non-perishable food, toiletries, gently used clothing, and Walmart gift cards. The Upper Tampa Bay Chamber of Commerce, The City of Oldsmar and Project Pop Drop, will deliver your donations to Oldsmar Cares on Saturday, June 30th. 

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Morning Mingles at Flagship

Flagship Community Bank (Oldsmar) hosted the March 2018 Upper Tampa Bay Morning Mingle. The event was considered a huge success! Amici's Catered Cuisine helped us out with delicious breakfast sandwiches (donated) 

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Tax Time Fraud

Tax season is here again and unfortunately, that means tax scammers may target you. Please take a moment to read over the excellent article on CNBC (link below) that outlines many of the ways that thieves use at tax time to rob you of your identity and your cash. 

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Is Your Personal Information Safe?

The recent data breach at Equifax has exposed millions of consumers’ private information such as social security numbers, credit card numbers, birth dates, and even driver’s license numbers. Equifax has confirmed the data breach lasted almost three months, from mid-May through July.  

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The Decline of Community Banking?

Growing small businesses often require loans to help fund that growth. Big banks often shy away from lending to small businesses because those small loans are sometimes considered more trouble than they are worth. And because the larger banks are not embedded in the local community where those small businesses operate, they may not be aware of the unique circumstances that may support that business’s growth and ability to pay back the loan. 

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