A Different Kind of Banking
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Business Sense

Business Loan Tips

Applying for a business loan can be a challenge and being turned down a real disappointment. Even if you have a sound business proposition, not understanding what bankers look for when considering an application can cause problems.  

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What do You Look For When Shopping for a Bank?

Your Bank is more than just a place to process checks and deposit money. Most business owners spend more time shopping for office equipment than they do shopping for a Bank. 

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Saving Time and Money With Remote Deposit

It’s smart business to find new ways to reduce operating costs and increase profitability. Companies that routinely receive payment for goods and services by check can now reduce the cost of transporting those checks to their bank and gain faster access to those funds by taking advantage of one of latest time saving business technologies: Remote Deposit Capture (RDC).  

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Online Security Tips

Whether you are an individual or a small business, there are security risks involved when completing transactions using your computer or mobile device. We all enjoy the convenience of shopping and carrying out financial transactions online, but recent industry reports state that every year millions of people around the world are victims of online crime. Small businesses are not immune. A relatively new kind of fraud is called “account takeover”. This gives the criminal access to business accounts, allowing them to transfer funds, make unauthorized transactions or even set up false employees for payroll payments.   

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Security Tips for Remote Deposit

If you are a current business user of Remote Deposit Capture or are considering this convenient method for depositing checks without leaving your office, don’t forget security! 

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Should You Act Now While Rates Are Still Low?

Demand for housing is strong and continues to grow. According to Fannie Mae’s June 2013 Housing Survey, the combination of positive attitudes towards personal finances, improved financial prospects and low interest rates are encouraging many prospective homeowners to buy now.  

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Get Accounts Receivable Payment in 24 Hours

If you received payment for your customers’ invoices the very next day, do you think that might change the way you do business? 

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The SBA Business Loan Program

The Small Business Administration’s loan programs are designed to help small business that may not qualify for conventional financing through the private sector banking system. These loans are guaranteed by the SBA and therefore, more likely to be approved because of the reduced risk to the lender. 

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Are You Prepared?

Because it’s been almost 100 years since the last major hurricane, Florida officials are working harder than ever to convince individuals and businesses to be prepared. 

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Risks of Online Payments

Like individual consumers, small businesses are using credit and debit cards to pay bills online in greater numbers every year. While paying online is convenient, business owners should understand that it comes with some risk of liability that individual consumers are not exposed to. 

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